The Ackermans store card is a trusted financial tool for South African shoppers, offering convenience and flexibility. While Ackermans is the primary retailer, the card’s versatility allows you to shop at several affiliated stores, making it even more valuable.

If you’re considering getting the Ackermans store card or already have one, this article provides a comprehensive list of stores where you can use it and make the most of your shopping experience.

Where Can You Use Your Ackermans Store Card?

1. Ackermans

Ackermans stores are the primary destination for the store card. Known for affordable fashion for the whole family, Ackermans offers:

  • Men’s, women’s, and children’s clothing
  • Accessories and footwear
  • Baby essentials
  • Homeware items such as bedding and décor

Whether you shop in-store or online, the Ackermans store card is your ticket to quality and affordability.

2. Pep

Pep is one of South Africa’s largest discount retailers, offering:

  • Affordable clothing and footwear
  • School uniforms and accessories
  • Homeware, including kitchen essentials and bedding

Pep stores are conveniently located nationwide, making it easy to use your Ackermans store card for everyday purchases.

3. Shoe City

If you’re in need of quality and affordable footwear, Shoe City has you covered. The store caters to:

  • Men, women, and children
  • Sports footwear and casual shoes
  • Seasonal collections and accessories

Using your Ackermans store card at Shoe City ensures you step out in style without breaking the bank.

4. Tekkie Town

Tekkie Town specializes in sports and casual footwear. With a wide range of products, you’ll find:

  • Sports shoes for running, walking, or training
  • Casual footwear for daily wear
  • Branded shoes from global names like Nike, Adidas, and Puma

You can shop at Tekkie Town stores across South Africa or through their online platform using your Ackermans store card.

5. CODE

CODE is a trendy fashion brand designed for shoppers who want to keep up with the latest styles. Here, you’ll find:

  • Youth-focused fashion for men and women
  • Modern accessories and footwear
  • Seasonal collections inspired by global trends

Shopping with your Ackermans store card at CODE allows you to stay on-trend without exceeding your budget.

6. Refinery

Refinery combines fashion and affordability with a focus on stylish and comfortable clothing. At Refinery, you can shop for:

  • Everyday basics for men and women
  • Office wear and casual outfits
  • Accessories and seasonal pieces

Refinery’s commitment to quality makes it an excellent place to use your Ackermans store card.

7. Dunns

Dunns is a popular retailer offering fashion-forward clothing, footwear, and accessories for men and women. With Dunns, you can enjoy:

  • Stylish apparel for all occasions
  • Trendy footwear
  • A wide range of sizes, ensuring inclusivity

Dunns is available in-store and online, making it a versatile shopping destination for Ackermans store cardholders.

How to Apply for an Ackermans Store Card

Applying for an Ackermans store card is simple and can be done through multiple channels. Here’s how you can apply:

1. Online Application

You can apply directly on the Ackermans website with your RSA ID, cellphone number, and proof of income.

2. SMS

Send your details via SMS to 34413 in the format: FirstName LastName RSA ID Number Gross Monthly Income*. This method is free of charge.

3. In-Store

Visit any Ackermans store, Shoe City, or affiliated retailer, and apply at the till point with your RSA ID, cellphone number, and proof of income.

Once your application is submitted, you will receive a call from a call centre agent to complete the process. Keep in mind that you need to have the following information ready:

  • Income details
  • Spousal consent (if applicable)
  • Employer’s contact information
  • Two contactable references who do not live with you

Paying Your Ackermans Store Card Account

Managing and paying off your Ackermans store card is easy with several payment options available. Here’s a breakdown:

Payment Options in South Africa

  • In-Store Payments: Pay at any Ackermans, Pep, or affiliated store.
  • Mobile Banking & Internet Banking: Ackermans is an approved beneficiary with most banks, so you can pay via your bank’s mobile app or internet banking. Use your 16-digit account card number as the reference.
  • Ozow Instant EFT: Use Ozow, a secure instant EFT platform, to pay directly from your bank account.
  • Flash Merchants: Pay at any Flash Merchant using your Ackermans account number.

Related: Ackermans Lay-by Process Explained: How to Manage Your Payments Effectively

Managing Your Ackermans Store Card Account

To make account management easy, Ackermans provides multiple platforms to keep track of your balance, statements, and due dates:

  • USSD Code: Dial *130*602# from your cellphone to check your balance, payment due dates, and even change your credit limit.
  • WhatsApp Bot: Add the Ackermans Call Centre number, 0860 900 100, to your contacts and use WhatsApp for account management. You can check your application status, upload documents, and even chat live with an agent.

What is Ackermans’ Hardship Benefit?

The Ackermans store card offers a hardship benefit for account holders in case of unforeseen circumstances such as:

  • Death
  • Retrenchment
  • Temporary Disability

It provides support to ensure that your account can be managed during challenging times. However, terms and conditions apply, so it’s important to read the policy details or speak with a customer service representative for clarification.

Extra Credit and Managing Limits

If you need additional credit, applying for a limit increase is quick and easy. You can do this via the USSD code *130*602# at no charge. Additionally:

  • Your monthly purchases are billed directly to your account.
  • Statements are sent through SMS or email, making it easy to keep track of your spending.

What Happens If You Can’t Pay Your Account?

If you’re struggling to meet your monthly payment, Ackermans provides support options:

  1. Email: Send an email to accounts@tenacityinc.co.za to explain your situation.
  2. Call Centre: Contact the Card Collections team at 0860 992 222.
  3. WhatsApp Bot: Use the WhatsApp Bot to make a payment arrangement or request assistance.

It’s crucial to address any payment difficulties as soon as possible to avoid additional charges or a negative impact on your credit rating.

Terms and Conditions

Ackermans has a clear set of terms and conditions that govern the use of their store card. It’s advisable to review these terms on the Ackermans website or request a copy at any store to ensure you fully understand your rights and responsibilities as a cardholder.

The Ackermans store card is a convenient and versatile tool for managing shopping expenses across multiple trusted brands. With easy application, flexible payment options, and a user-friendly management system, it is a great option for those who shop frequently at Ackermans and its affiliated stores. For more detailed information on managing your card, visit an Ackermans store or contact their customer service team for guidance.

By taking advantage of the Ackermans store card, you can enjoy the benefits of shopping with a trusted retailer network while managing your finances efficiently.

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