Author: Rolivhuwa Muswede

In South Africa, access to electricity is essential for daily living, but the costs associated with it can be burdensome for many households, particularly in lower-income communities. The South African government, recognizing the financial constraints faced by certain households, has implemented the Free Basic Electricity (FBE) program. This initiative is designed to provide qualifying households with a specific amount of free electricity each month, helping to alleviate energy costs. The FBE initiative is part of a broader effort to ensure that all South Africans, particularly those in lower income brackets, can access basic utilities without the strain of unaffordable costs.…

The Department of Human Settlements (DHS) in South Africa plays a vital role in the country’s efforts to provide sustainable and affordable housing to its citizens, especially those from low-income backgrounds. As part of the government’s initiative to address the housing backlog and promote equitable access to decent living conditions, the department operates through various offices across the country, ensuring that the needs of all provinces are met. This article provides an overview of the DHS offices and their contact details, offering valuable information for individuals seeking assistance or looking to engage with the department. National Office: Central Coordination for…

In today’s digital age, convenience is key, especially when accessing essential services. The South African Social Security Agency (SASSA) has recognized the importance of technology in streamlining processes for citizens. One of the most innovative ways they have achieved this is by introducing a WhatsApp-based SASSA status verification service. This service allows SASSA grant recipients to quickly and easily check their grant status without the need for lengthy phone calls or visits to SASSA offices. The process is simple, cost-effective, and incredibly user-friendly. This article will provide a detailed guide on how to check your SASSA status via WhatsApp and…

When it comes to protecting your vehicle, selecting the right car insurance provider is essential. In 2025, there are several affordable options for car insurance that offer a variety of coverage plans and premium ranges to suit different needs and budgets. To help you make an informed decision, we’ve reviewed some of the top providers and highlighted their key features, premium ranges, claims processing times, and other important factors to consider. 1. Budget Insurance Premium Range: R300 – R900 per month Key Features: Fixed Rates: Budget Insurance provides fixed rates, which means no surprise increases throughout the year. Basic Coverage:…

First National Bank (FNB), one of South Africa’s leading financial institutions, offers a wide range of savings accounts designed to suit various income levels, savings habits, and life stages. Whether you are saving for a rainy day, long-term goals, or teaching your child about money, FNB provides accessible and flexible options with competitive interest rates. In this article, we break down the key savings accounts offered by FNB, highlight their benefits and interest rates, and offer expert tips on how to choose the best one for your needs. 1. Instant Access Savings Accounts Overview:Ideal for short-term savings, emergency funds, or…

For millions of South Africans, the SASSA grant is a vital source of income. It helps cover food, clothing, school fees, transport, and more. But let’s be honest — the amount is often not enough to meet all our daily needs. That’s why many people are looking for clever ways to stretch their money, and one of those ways is through sports betting. Before you raise your eyebrows — we’re not saying throw all your grant money into gambling. What we are saying is, if you enjoy sports and use reputable, licensed platforms, you can take advantage of promotions and…

In South Africa, the healthcare system is made up of both public and private providers, with private healthcare generally offering a higher level of service but at a higher cost. For many South Africans, finding a medical aid plan that offers value for money without breaking the bank is crucial. The good news is that there are several budget-friendly medical aid options available, catering to different needs and financial situations. Whether you’re a student, a young professional, or a family looking to save on healthcare costs, there are affordable medical aid schemes designed to meet your needs. Here’s a breakdown…

The South African rand (ZAR), once a relatively stable currency in the global market, has seen a significant and sustained depreciation in recent months. As of April 7, 2025, the rand has reached unprecedented lows, hitting R25 to the British pound and R19.58 to the U.S. dollar, figures not seen in decades. This depreciation has left both businesses and individuals grappling with the effects of a weakened currency. To fully understand the reasons behind the rand’s dramatic decline, it is essential to explore the underlying factors contributing to its downfall. 1. Political Instability in South Africa The political landscape in…

Capitec Bank has positioned itself as one of South Africa’s leading financial institutions by offering simple, accessible, and rewarding savings solutions. Whether you’re an individual saver or a business owner, Capitec provides a variety of savings plans tailored to your goals—offering competitive interest rates, flexibility, and seamless digital access. This article provides a detailed overview of Capitec’s personal and business savings plans, highlighting their features, interest structures, and benefits. Why Choose Capitec for Savings? Capitec’s savings products are designed to help South Africans grow their money smartly and securely. The key benefits across all savings accounts include: Competitive interest rates…

South Africa faces a sobering reality—rape and sexual violence remain rampant despite progressive laws meant to protect victims. The country’s legal system continues to struggle with enforcing justice, and societal stigma often silences survivors. Notable cases like those of Timothy Omotoso and a young girl known as “Cwecwe” shine a harsh spotlight on the cracks in the system. Understanding the Legal Framework At the heart of South Africa’s fight against sexual violence lies the Criminal Law (Sexual Offences and Related Matters) Amendment Act 32 of 2007. This law modernised the legal definition of rape and placed a strong focus on…