Author: Rolivhuwa Muswede

When it comes to protecting your vehicle, selecting the right car insurance provider is essential. In 2025, there are several affordable options for car insurance that offer a variety of coverage plans and premium ranges to suit different needs and budgets. To help you make an informed decision, we’ve reviewed some of the top providers and highlighted their key features, premium ranges, claims processing times, and other important factors to consider. 1. Budget Insurance Premium Range: R300 – R900 per month Key Features: Fixed Rates: Budget Insurance provides fixed rates, which means no surprise increases throughout the year. Basic Coverage:…

First National Bank (FNB), one of South Africa’s leading financial institutions, offers a wide range of savings accounts designed to suit various income levels, savings habits, and life stages. Whether you are saving for a rainy day, long-term goals, or teaching your child about money, FNB provides accessible and flexible options with competitive interest rates. In this article, we break down the key savings accounts offered by FNB, highlight their benefits and interest rates, and offer expert tips on how to choose the best one for your needs. 1. Instant Access Savings Accounts Overview:Ideal for short-term savings, emergency funds, or…

For millions of South Africans, the SASSA grant is a vital source of income. It helps cover food, clothing, school fees, transport, and more. But let’s be honest — the amount is often not enough to meet all our daily needs. That’s why many people are looking for clever ways to stretch their money, and one of those ways is through sports betting. Before you raise your eyebrows — we’re not saying throw all your grant money into gambling. What we are saying is, if you enjoy sports and use reputable, licensed platforms, you can take advantage of promotions and…

In South Africa, the healthcare system is made up of both public and private providers, with private healthcare generally offering a higher level of service but at a higher cost. For many South Africans, finding a medical aid plan that offers value for money without breaking the bank is crucial. The good news is that there are several budget-friendly medical aid options available, catering to different needs and financial situations. Whether you’re a student, a young professional, or a family looking to save on healthcare costs, there are affordable medical aid schemes designed to meet your needs. Here’s a breakdown…

The South African rand (ZAR), once a relatively stable currency in the global market, has seen a significant and sustained depreciation in recent months. As of April 7, 2025, the rand has reached unprecedented lows, hitting R25 to the British pound and R19.58 to the U.S. dollar, figures not seen in decades. This depreciation has left both businesses and individuals grappling with the effects of a weakened currency. To fully understand the reasons behind the rand’s dramatic decline, it is essential to explore the underlying factors contributing to its downfall. 1. Political Instability in South Africa The political landscape in…

Capitec Bank has positioned itself as one of South Africa’s leading financial institutions by offering simple, accessible, and rewarding savings solutions. Whether you’re an individual saver or a business owner, Capitec provides a variety of savings plans tailored to your goals—offering competitive interest rates, flexibility, and seamless digital access. This article provides a detailed overview of Capitec’s personal and business savings plans, highlighting their features, interest structures, and benefits. Why Choose Capitec for Savings? Capitec’s savings products are designed to help South Africans grow their money smartly and securely. The key benefits across all savings accounts include: Competitive interest rates…

South Africa faces a sobering reality—rape and sexual violence remain rampant despite progressive laws meant to protect victims. The country’s legal system continues to struggle with enforcing justice, and societal stigma often silences survivors. Notable cases like those of Timothy Omotoso and a young girl known as “Cwecwe” shine a harsh spotlight on the cracks in the system. Understanding the Legal Framework At the heart of South Africa’s fight against sexual violence lies the Criminal Law (Sexual Offences and Related Matters) Amendment Act 32 of 2007. This law modernised the legal definition of rape and placed a strong focus on…

The South African government recently announced a phased VAT increase—the first since 2018. Effective 1 May 2025, VAT will rise from 15% to 15.5%, with a further hike to 16% scheduled for April 2026. While the increase is framed as necessary to support public spending on education, healthcare, and infrastructure, it also raises concerns about the impact on household expenses, especially for groceries and other essential items. As families across the country already grapple with a cost-of-living crisis, this VAT change brings renewed focus to the affordability of everyday goods. Here’s what consumers can expect, and how they can prepare.…

In a world where financial stability and future planning are increasingly important, the ability to make every cent count has never been more relevant. Standard Bank, one of South Africa’s leading financial institutions, encourages customers to “turn cents into sense” through a suite of innovative and flexible savings solutions. Whether you’re saving for a rainy day, a dream vacation, your children’s education, or retirement, Standard Bank offers a variety of tailored options to help South Africans reach their financial goals. This article explores Standard Bank’s savings products, their features, benefits, and how you can get started on your savings journey…

If your NSFAS application was declined due to the N+Rule , here is what you need to know.