Author: Rolivhuwa Muswede

Inheriting assets from a loved one or a distant relative can be life-changing, but many people are unaware that they’ve been named as beneficiaries in a will. Sometimes, inheritances go unclaimed due to outdated records, lost communication, or complex legal processes. If you suspect that you might be entitled to an inheritance but haven’t been notified, here’s a step-by-step guide on how to check if someone left you an inheritance and how to claim what is rightfully yours. 1. Understanding How Inheritances Work An inheritance is typically distributed according to a legally binding document called a will. If there is…

In South Africa, the Regulation of Interception of Communications and Provision of Communication-Related Information Act (RICA) was implemented to help prevent criminal activity, such as fraud and terrorism, by ensuring that all SIM cards used within the country are registered under the correct user. RICA registration involves linking the user’s personal details to their mobile number, which allows for the tracking of communication if required by law enforcement. If you’re unsure whether your SIM card is RICA registered, it’s essential to check, as failure to do so can lead to penalties or the disconnection of your service. This article provides…

Funeral cover is an essential financial product in South Africa, helping families manage the high costs associated with burials and ceremonies. However, many South Africans work in the informal sector or are self-employed, meaning they do not have traditional payslips. This raises a common concern: can you get funeral cover without a payslip? The answer is yes. Several insurance providers offer funeral policies that do not require proof of formal employment or a payslip. This article explores how individuals without a payslip can still secure funeral cover and what factors they need to consider. Why Do Some Insurers Require a…

The National Student Financial Aid Scheme (NSFAS) is a key initiative by the South African government aimed at making higher education accessible to students from disadvantaged backgrounds. By providing financial assistance, NSFAS helps cover tuition fees, accommodation, and other related educational costs for qualifying students. However, the application process can sometimes leave students uncertain about their status, especially when they see the term “Awaiting Evaluation” on their NSFAS portal. This term has caused confusion among many applicants who are unsure of its meaning and the next steps they should take. In this article, we will explain in detail what “Awaiting…

In South Africa, workers are entitled to several forms of financial assistance and protection through government-funded schemes. Two such schemes that are frequently mentioned are the Unemployment Insurance Fund (UIF) and the Compensation Fund. Although they are often confused or used interchangeably, these two funds serve very distinct purposes. This article aims to clarify the differences between the UIF and the Compensation Fund, outlining their specific roles, eligibility criteria, and benefits to workers in South Africa. 1. Overview of the UIF The Unemployment Insurance Fund (UIF) is a government program established to provide financial relief to workers who find themselves…

In South Africa, the term “blacklisted” often refers to a negative credit rating or a record of default on financial obligations. Being blacklisted can severely impact your ability to access financial services such as loans, credit cards, or even renting property. It’s essential to understand how to check if you’re blacklisted and what steps you can take to resolve it. This article will explain how to check if you’re blacklisted, what the consequences are, and how to address any issues that may arise. What Does It Mean to Be Blacklisted in South Africa? In South Africa, being blacklisted doesn’t mean…

In South Africa, the higher education landscape is diverse, offering a variety of educational pathways for students to explore their potential. Among the most prominent educational institutions are TVET (Technical and Vocational Education and Training) colleges and universities, each with its own set of opportunities. However, many students wonder if it’s possible to transition from a TVET college to a university. The answer is yes, and with the right planning and approach, this shift can be an exciting step toward further academic and professional growth. Understanding the Differences: TVET Colleges vs. Universities Before we dive into the transition process, it’s…

A valid driving licence is a legal requirement for operating a motor vehicle on South African roads. To obtain one, applicants must first secure a learner’s licence. Understanding the application process, licence categories, and collection timelines ensures a smooth experience. Different Categories of Driving Licences in South Africa South Africa issues different driving licences based on the type of vehicle an individual intends to operate. Below are the available categories: Code A1: Covers motorcycles (with or without a sidecar) with an engine capacity not exceeding 125 cc. Applicants must be at least 17 years old. Code A: Allows operation of…

Losing a job can be financially and emotionally draining, but for many South Africans, the Unemployment Insurance Fund (UIF) provides temporary relief. Instead of using UIF money only for day-to-day expenses, a smart approach is to invest it in starting a small business. This can provide long-term financial stability and even create employment opportunities for others. If you’re considering entrepreneurship, here are some smart business ideas and key considerations to make the most of your UIF payout. Why Use UIF Money for a Business? The UIF provides financial assistance to unemployed individuals for a limited period. While it’s tempting to…

Capitec Bank’s Cash Send service is a convenient way to send money instantly to anyone in South Africa without a bank account. However, many users have encountered issues where the service does not work as expected. Whether you’re facing transaction failures, delays, or technical glitches, this guide will help you understand the reasons behind these issues and how to fix them. Common Issues with Capitec Cash Send If your Capitec Cash Send is not working, the problem could be due to one or more of the following reasons: Insufficient Funds – You may not have enough balance in your account.…