Author: Rolivhuwa Muswede
Rolivhuwa Muswede
I’m a passionate writer and journalist dedicated to crafting compelling, informative content. With a BA Honours in Media Studies and hands-on experience in news writing, digital journalism, and content creation, I specialise in delivering stories that engage, inform, and inspire. I contribute to leading platforms like Status Check, covering public services, financial updates, and policy changes. With a strong background in research, interviewing, and investigative writing, I bring depth and clarity to every story, whether simplifying complex policies or analysing job market trends. I believe in the power of storytelling to shape conversations and empower audiences with knowledge. Journalism, to me, is about connecting with people, uncovering truths, and amplifying voices that matter. Always eager to explore new media trends, I aim to continuously grow as a storyteller.
Spaza shops play a critical role in South Africa’s informal economy, providing essential goods and services to township communities while also offering employment opportunities. Despite their significance, many native-owned spaza shops struggle to grow and remain competitive. According to a study by Tengeh and Mukwarami (2017), these shops face numerous challenges, including limited access to capital, stiff competition, crime, and a lack of business skills. This article explores these challenges in detail and provides practical solutions to help spaza shop owners overcome them. Challenges Faced by Spaza Shops 1. Competition from Large Retailers and Non-South African Shop Owners With the…
The Unemployment Insurance Fund (UIF) in South Africa provides financial relief to workers who are temporarily unable to work due to illness. Understanding how UIF illness benefits work is essential for employees who may need to claim financial support during periods of medical incapacity. Here, we answer some of the most common questions about UIF illness benefits. 1. What Are UIF Illness Benefits? UIF illness benefits provide financial relief to workers who are unable to work due to illness for more than seven consecutive days. These benefits help ensure that employees who contribute to UIF can receive a portion of…
The South African Social Security Agency (SASSA) provides various grants to citizens in need, including the War Veterans Grant, a vital source of financial assistance for war veterans who fought in South Africa’s liberation struggle or served in the military during the apartheid era. This grant ensures that those who dedicated their lives to defending the country receive the support they deserve in their later years. However, like any government program, the application process and approval time for the War Veterans Grant can be confusing and often seem lengthy. This article will provide insights into the application process, approval time,…
In South Africa, a proof of account is an essential document that confirms a person’s bank account details. This document is often required for various purposes, such as applying for a loan, renting an apartment, or confirming identity during business transactions. Typically, banks offer this service through online banking, but not everyone has access to or prefers using online banking. If you don’t have online banking, there are still several ways to obtain a proof of account in South Africa. This article will explore these methods, providing a step-by-step guide on how to obtain proof of account without using online…
Pay As You Earn (PAYE) is a system implemented by the South African Revenue Service (SARS) to collect taxes from employees. Employers deduct a certain amount from their employees’ salaries and pay it directly to SARS on their behalf. However, mistakes can occur during the submission of PAYE-related income tax returns, whether due to human error, misinterpretation of data, or incorrect calculations. In such cases, it’s important to know how to correct these errors to ensure compliance with SARS regulations. Thankfully, SARS provides a simple mechanism for correcting these errors through its online platform, eFiling. This article will guide you…
In South Africa, as in many parts of the world, children may find themselves in need of alternative care due to a variety of circumstances, such as abuse, neglect, or abandonment. The country offers two primary options for providing such care: foster care and adoption. While these two options are designed to provide children with a stable, nurturing environment, they differ significantly in terms of legal processes, duration, and the nature of the relationship between the child and the caregiver. Understanding these differences is crucial for anyone considering providing care for children in need. In this article, we will explore…
Grocery shopping is a routine task that everyone faces, but did you know that there are optimal times to shop for groceries, particularly if you’re looking for marked-down items? Whether you’re aiming to save money, find the best deals, or stock up on essential items, timing can make a big difference. South Africa, with its diverse retail landscape and varying regional shopping habits, offers unique opportunities for savvy shoppers to snag great discounts. In this article, we’ll explore the best times to shop for groceries in South Africa, focusing on when and where you can find marked-down items, along with…
The National Student Financial Aid Scheme (NSFAS) plays a pivotal role in supporting South African students who would otherwise struggle to fund their higher education. However, there are instances where NSFAS may decide to defund a student, leaving them uncertain about how to proceed. If you find yourself in such a situation, it’s crucial to act swiftly and appropriately to ensure that you still have access to the financial support you need. In this article, we’ll guide you through the steps to take if NSFAS defunds you, how to appeal the decision, and other funding alternatives you can explore. Why…
In today’s digital banking world, unauthorized debit orders can be a nightmare, especially when they happen without your consent. If you’re a Capitec Bank customer, you can easily dispute a debit order via their app without having to visit a branch. In this article, we’ll break down the steps to help you dispute an unauthorized debit order quickly and efficiently, ensuring that your finances stay intact and your peace of mind is restored. Here’s everything you need to know to dispute an unauthorized debit order with ease, without leaving the comfort of your home. What is a Debit Order? Before…
In the ever-evolving world of banking, convenience, security, and flexibility are crucial factors that influence how we manage our money. The Postbank Flexi Debit Card offers these advantages and more. Whether you’re a first-time account holder or looking to simplify your banking, this card has a range of features that cater to various financial needs. In this article, we will explore the top benefits of the Postbank Flexi Debit Card, detailing how it can enhance your banking experience. 1. Low Minimum Balance Requirement One of the standout features of the Postbank Flexi Debit Card is its low entry barrier. To…