Since the end of apartheid in 1994, the South African government has made significant strides in addressing the vast socio-economic inequalities that characterized the apartheid era. One of the most impactful initiatives is the Reconstruction and Development Programme (RDP), which focuses on improving the living standards of previously disadvantaged South Africans through the provision of basic services and infrastructure. A crucial component of the RDP is the housing initiative, commonly known as RDP housing, aimed at providing low-cost homes to millions of South Africans.
This guide provides a comprehensive overview of the RDP housing program in South Africa, detailing who qualifies, the application process, and what it means to own an RDP house. By understanding the ins and outs of this program, potential beneficiaries can better navigate the system and access the housing they need.
Who Qualifies for an RDP Housing?
To qualify for an RDP house, applicants must meet several eligibility criteria set by the South African government. These criteria ensure that the program reaches the neediest individuals and families. The qualifications for an RDP house are as follows:
- South African Citizenship: The applicant must be a South African citizen.
- Age and Legal Capacity: The applicant must be at least 21 years old and legally competent to sign a contract.
- First-Time Homeowner: The applicant must be a first-time homeowner and must not have previously received a government housing subsidy.
- Marital or Dependent Status: The applicant must be married, cohabiting with a partner, or single with dependents. Dependents do not need to be biological children; they can also include other family members under the applicant’s care. Military veterans and elderly individuals are also eligible.
- Income Requirement: The total monthly household income must not exceed R3,500. If a household consists of two or more people and their combined income is more than R3,500, they will not qualify for an RDP house.
- Preference for Disabled Applicants: Individuals with disabilities are given preference, and the houses allocated to them are built to be accessible, catering to their specific needs.
Related: How SASSA Beneficiaries Can Access Free Basic Municipal Services
How to Apply for an RDP House
Applying for an RDP house requires several steps and the submission of specific documents. Here is a step-by-step guide to help you through the application process:
- Visit the Department of Human Settlements: To start the application process, you must visit your local municipal office or the provincial office of the Department of Human Settlements
- Prepare the Required Documents: You will need to provide the following documents:
- Your and your spouse or partner’s identity documents (ID card or green book).
- Certified copies of birth certificates for any dependents.
- Proof of income, such as a recent payslip if employed.
- Complete the Application Form: At the housing office, you will be given an application form to fill out. Make sure to provide accurate information and double-check all details before submitting.
- Wait for Confirmation: Once your application is submitted, your name will be added to a waiting list. Due to a significant backlog and high demand, there is no guarantee of immediate housing allocation. The Department of Housing will contact you once a house becomes available.
- Check Application Status: You can check the status of your application online by visiting the National Department of Human Settlements and entering your ID number.
Note: The waiting period can be long due to the large number of applicants and the limited number of houses available. Additionally, disabled applicants receive priority, with houses built specifically to meet their accessibility needs.
What to Expect After Receiving an RDP House
Owning an RDP house comes with specific rights and responsibilities. Here are some key points to keep in mind:
Ownership and Title Deeds
When you receive an RDP house, you are not merely renting it from the government; you become the owner. However, to solidify this ownership legally, you must obtain a Title Deed, which needs to be registered at the Deeds Office. This process can take several years, meaning you might occupy the house long before becoming the official owner.
Responsibilities of RDP House Owners
- Maintenance: While the local municipality is responsible for maintaining the infrastructure around the house, the house’s upkeep is the owner’s responsibility. This includes repairs and regular maintenance to keep the property in good condition.
- Title Deed Registration: Beneficiaries must ensure that their Title Deeds are properly registered. The Title Deed is a crucial legal document proving ownership and should be safeguarded.
Can You Sell an RDP House?
RDP houses are intended to provide long-term housing solutions for low-income families, not for profit. Therefore, there are strict rules regarding the sale of these properties:
- Eight-Year Occupancy Rule: Beneficiaries are prohibited from selling their RDP house within the first eight years of occupancy without the Department of Housing’s permission. If you wish to sell within this period, you must first offer the house back to the government.
- Sale After Eight Years: After the eight-year period, if you decide to sell the house, you must give the State the first right of refusal. Only with written consent from the Department of Housing can the house be sold to a third party.
- Illegal Sales: Selling an RDP house illegally, without following the proper procedures, can result in legal action against the seller. The Department of Housing is actively working on measures to prevent such illegal sales.
What Happens in Case of Divorce or Separation?
If a couple who jointly owns an RDP house decides to divorce or separate, the fate of the house will be determined by a court of law. The court may decide to sell the house and divide the proceeds among the parties. However, the eight-year occupancy rule still applies.
If the couple separates but does not divorce, and the house is in both names, neither party can apply for another RDP house with a new partner since only one subsidy is allowed per individual.
What Happens to the House if the Owner Passes Away?
If an RDP house owner passes away, the Title Deed (once issued) allows them to include the house in their Will, specifying who should inherit it. The aim of the RDP program is to keep these houses within the family.
If no Will is in place, the Department of Housing will refer to its records of the listed dependents. The dependents are entitled to stay in the house until they can afford to purchase property independently.
Buying an RDP House
If you are interested in buying an RDP house, it is crucial to ensure that the property is not subject to restrictive conditions. Before purchasing, confirm with the local Housing Department that all the necessary documentation (Title Deed and permission) is in place.
If you encounter any irregularities or suspect that the seller does not have the legal right to sell the property, report the matter to the Housing Department and the police.
Contact Information for the Department of Human Settlements
For more information or assistance regarding RDP housing, you can contact the Department of Human Settlements:
- Customer Service Hotline: 0800 146 873 / 012 421 1915
- Fraud Hotline: 0800 204401
The RDP housing program is a vital component of South Africa’s efforts to address historical inequalities and provide decent living conditions for all its citizens. While the process of applying for and receiving an RDP house can be challenging and time-consuming, understanding the requirements and procedures can help potential beneficiaries navigate the system more effectively.
By providing low-cost, government-subsidized housing to those who need it most, the RDP program continues to play a crucial role in improving the quality of life for millions of South Africans.
